首套房贷回归7折时代是大概率事件,但需要具备矜持的姿态。在三季度末,央行实施的救市政策中,明确提出了7折房贷优惠利率政策。对于这样一个政策,市场的关注在持续。但很显然,央行对此类优惠利率只是赋予了一个可能性,真正的实施还取决于商业银行的意愿。另一方面看,如果楼市复苏的态势没有预期的好,那么新的政策可能会出台,即刺激此类优惠利率政策的落实。自然,对于市场各参与者而言,也应稍 The first set of mortgages back to 70% off era is a big probability event, but need to have a reserved attitude. At the end of the third quarter, the central bank’s bailout policy clearly set out the preferential interest rate policy for 30% mortgage lending. Concerns about such a policy are continuing. However, it is clear that the central bank only gives such a possibility to such prime rates, and the actual implementation depends on the willingness of commercial banks. On the other hand, if there is not a good turnaround in the property market recovery, a new policy may be introduced that will stimulate the implementation of such a preferential interest rate policy. Naturally, for the market participants, it should be slightly