家庭理财新概念

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踏入婚姻城堡的人都盼着白头偕老,但是,良好愿望的实现需要许多条件,如情感基础,双方修养,家庭环境等等,家庭理财也是十分重要的。怎样理财?可以说是最难回答的问题之一。对此,笔者只能推荐一些基本的方法和思维方式。当家早从恋爱起从双方确立恋爱关系时起,就应了解双方的雾庭经济状况,以便预先安排将来要对各自的父母在经济上提供的支持。婚后,还要根据双方父母经济状况的变化,及时修订原来的计划。科学计划未来婚后应早坐下来商量一下未来的大计,订出长远计划,以至各项细节。这样,一方面可以经常提醒自己,另一方面留下记录作稽查,以免争执,如养育子女、购买住房等,都需要周详的财务计划。不妨订下收入支出的时间表,这样,有利于科学地购物、投资和储蓄。对于投资计划.夫妇双方应坦诚商讨。并需留意风险投资带来的情绪波动,如果处理不当,往往直接影响婚姻关系。了解自己的家庭类型一般为五种类型:一是理智型家庭。是指双方都有教养、真诚、宽容、勤俭、通情达理。这是理想型家庭,但只是少数。二是夫唱妻和型。是以男士为主管理家庭。三是女士主管型。或名男主外、女主内,实为主妇型家庭。四是不确定。即家庭管理无序,不太规划型。五是不成功型。上述五类,第一类是人们追求的榜样。二、三类也是比较成功的,占大 The people who march into the castle of marriage are looking forward to getting old together. However, the fulfillment of a good wish requires many conditions, such as emotional foundation, self-cultivation and family environment. Family financial management is also very important. How to manage money? It can be said that one of the most difficult questions to answer. In this regard, I can only recommend some basic methods and ways of thinking. Since the early establishment of love relationships from both parties, we should understand the economic conditions of both sides in order to arrange for the future financial support for their parents. After marriage, but also according to changes in the economic status of both parents, the timely revision of the original plan. Science Plan Future Marriage Sit down early to discuss future plans and set long-term plans as well as details. In this way, one can often remind myself, on the other hand, leaving records for inspection, so as not to dispute, such as raising children, buying housing, etc., require careful financial planning. May wish to set a schedule of income and expenditure, so that is conducive to scientific shopping, investment and savings. For the investment plan, the couple should hold a frank discussion. And pay attention to the emotional fluctuations caused by venture capital, if not handled properly, often directly affect the marital relationship. To understand their own family types are generally five types: First, the rational family. Refers to both are educated, sincere, tolerant, thrifty, and reasonable. This is the ideal type of family, but only a few. The second is to sing wife and type. Man-based management of the family. Third, the woman in charge. Or the name of men and women, the hostess, in fact, housewives type family. Four is not sure. That is, family management disorder, less planning. Five is unsuccessful. The above five categories, the first category is the pursuit of example. Second, three are also more successful, accounting for large
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