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编辑同志:我是一名信用社员工,近来经常从信贷员口中听到“帮贷”一词。所谓“帮贷”,是指信贷工作中贷款人将贷款转给他人使用,即实际用款人与贷款人并非同一人。
Editor’s Comrade: I am a staff member of a credit union. I often hear the term “loan help” recently from the loan officer. The so-called “help loan” refers to the credit work of the lender to others to use the loan, that is, the actual users and lenders are not the same person.