他们至少有600万人民币可以用作投资的资产;他们的境外资产集中在中国香港、美国和加拿大;他们主要是通过创办企业和金融投资来实现财富积累;他们当中,94%都是已婚人士。在中国的私人银行眼中,这些客户被称作“高净值人士”;而在老百姓的眼里,他们叫“中国富人”。需要说明的是,这里所指的“富人”仅仅是作为中国私人银行的理财客户对象,并未包含各种各样的隐形富豪。 They have at least 6 million renminbi to invest in their assets; their offshore assets are concentrated in Hong Kong, China, the United States and Canada; their wealth accumulation is mainly through the creation of business and financial investments; 94% of them are married . In the eyes of private banks in China, these customers are called “HNWIs.” In the eyes of ordinary people, they are called “the rich in China.” It should be noted that the term “rich” referred to here merely serves as a financial customer for Chinese private banks and does not include all kinds of invisible rich.