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信贷资产作为当前农村信用社最主要的资产业务和收入来源,其管理水平的高低,质量的好坏,不但直接关系到经营效益,决定着市场竞争力,更是其能否真正实现可持续发展的决定性因素。本文通过对农村信用社信贷资产风险基本情况及成因分析,提出了处置化解信贷资产风险的思路和措施。
As the most important asset business and source of income of rural credit cooperatives, credit assets are not only directly related to operational efficiency and market competitiveness, but also their ability to truly achieve sustainable development. The decisive factor. Based on the analysis of the basic conditions and causes of RCC credit risk in rural credit cooperatives, this paper puts forward some ideas and measures to deal with the risk of credit assets.