实现农发行信贷业务的科学发展,必须做好信贷管理工作;而要做好信贷管理工作.必须以科学发展观为指导。通过做好符合科学发展观要求的信贷管理工作.才能更好地促进和保障农发行信贷业务的科学发展。目前农发行的信贷管理工作包括信贷政策制度建设、信贷内部控制机制建设、信贷电子化管理 To achieve the scientific development of ABC’s credit business, we must do a good job in credit management. To do a good job in credit management, we must take the guidance of the scientific concept of development. By properly carrying out credit management in line with the requirements of the scientific concept of development, we can better promote and guarantee the scientific development of the credit business of ADBC. At present, the credit management of the ADBC ​​includes the construction of credit policy system, the construction of credit internal control mechanism, the electronic credit management