在经济与技术发展的带动下,互联网金融产生,并获得了极大的发展空间,近年来互联网金融的发展改变了人们的生活方式,影响着生产、生活的方方面面。但是其发展中也存在着许多问题,如果不能有效解决这些问题,互联网金融的发展将受到阻滞,人们的资金与财产安全也会受到较大的影响。文中将对互联网金融发展中存在的主要问题进行分析,并提出相应的解决策略。 Driven by economic and technological developments, Internet finance has emerged and has gained tremendous room for development. In recent years, the development of Internet finance has changed people’s way of life and affected all aspects of production and life. However, there are many problems in its development. If these problems can not be effectively solved, the development of Internet finance will be blocked and people’s financial and property safety will be greatly affected. This article will analyze the main problems in the development of Internet finance and put forward corresponding solutions.