编辑同志:冒名贷款是造成农村信用社呆坏账的一个顽疾,具有以下特点:一是隐蔽性强。绝大部分冒名贷款为信用社内部人员或内外勾结作案,因此不易及时被发现。二是核对清理难。冒名贷款主要集中在联社授权基层社直 Editing comrades: The imposture loan is a stubborn illness in the bad credit accounts of rural credit cooperatives and has the following characteristics: First, concealed. The vast majority of fake loans for internal credit cooperatives or collusion between inside and outside the crime, it is not easy to be found in time. Second, check the clean-up difficult. The fake loans are mainly concentrated in Associated Press authorized grassroots organizations straight