次贷危机爆发以来,各国更加深刻地认识到消费者保护和金融安全之间的内在关联,而金融领域的消费者保护随即成为国际社会金融立法及政策的热点。本文拟借鉴次贷危机以来英国、美国在金融消费者保护立法方面的改 Since the outbreak of the subprime mortgage crisis, all countries have realized more deeply the inherent connection between consumer protection and financial security, and the protection of consumers in the financial field has become a hot spot in the international community’s financial legislation and policies. This article intends to draw lessons from the subprime mortgage crisis in the United Kingdom, the United States in the financial consumer protection legislation reform