资金短缺已成为企业经营以至国民经济发展的“瓶颈”。资金短缺的原因是多方面的,解决应从主要方面着眼。社会筹资、融资、引资渠道很多,但现实情况表明:储蓄是缓解国有大中型企业资金短缺的主要途径,因此,对储蓄的重大作用应重新认识,对传统的储蓄意识、原则、理论、作法应进行改革,进一步强化吸储和优化管理,使其真正成为企业资金的主要来源。 The shortage of funds has become a “bottleneck” in the management of businesses and even the development of the national economy. There are many reasons for the shortage of funds, and the solution should focus on the main aspects. There are many channels for social financing, financing, and attracting foreign investment. However, the reality shows that saving is the main way to alleviate the shortage of funds in state-owned large and medium-sized enterprises. Therefore, the major role of savings should be re-understood, and traditional savings awareness, principles, theories, and methods should be adopted. Reforms were carried out to further strengthen absorption and storage and optimize management so that it will become a major source of corporate funds.