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运工险分业经营三年来，无论是发展速度还是经济效益都发生了十分明显的变化，取得了优异成绩。三年来，山西省运工险保费收入每年以１７．０１％速度递增，累计净增效益２．０３亿元，使运工险成为我省的规模、效益险种。这些成绩的取得，笔者认为有如下几条基本经验。一、创
In the three years since the operation and insurance industry was separated and put into operation, remarkable changes have taken place in terms of the pace of development and economic benefits with outstanding achievements. Over the past three years, the premium income of transport insurance for workers in Shanxi Province has increased annually at a rate of 17.01%, adding a net profit of 203 million yuan to make transport insurance a size and cost-effective insurance item in our province. The achievement of these achievements, I think the following few basic experience. First, create