全面风险管理是保险业最具决定意义的管理实践之一,也是衡量保险公司核心竞争力和市场价值的最重要因素之一。国内外很多事例已经充分证明,构建全面风险管理体系对于促进企业可持续发展至关重要。面临新形势,中国保险业进入了更为复杂、更为剧烈的风险环境,非常有必要营造一个以风险文化 Overall risk management is one of the most decisive management practices in the insurance industry and one of the most important factors to measure the core competitiveness and market value of insurance companies. Many domestic and foreign cases have fully proved that building a comprehensive risk management system is crucial to promote the sustainable development of enterprises. Faced with the new situation, China’s insurance industry has entered a more complex and more violent risk environment, it is necessary to create a risk culture