问:2002年7月,王某购买了一辆“富康”轿车,同时投保了机动车辆保险。同年10月16日,王某在驾车途中不慎与迎面开来的一辆货车相撞。“富康”车与货车各有损失(王某损失约八千元)。经交通管理部门裁定,货车车主对此次事故负有主要责任。而王某因考虑到自己的车投了保险,于是便与 Q: July 2002, Wang bought a “Beverly” sedan, while insuring the motor vehicle insurance. October 16 the same year, Wang inadvertently driving a collision with a truck coming forward. “Beverly” cars and trucks each have a loss (Wang lost about eight thousand yuan). The traffic management department ruled that the owner of the truck has the primary responsibility for the accident. Wang took into account because of his car insurance, so with it