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笔者最近下乡搞调查,农业银行某乡营业所通过法律手段和法律程序,对该乡农业贷款中逾期时间较长的贷款,向乡人民法庭依法起诉,通过法律的强制力收回了相当一部分集体农业沉淀贷款。依法收贷工作虽然取得了较好的成效,但也暴露出了一些农村经济工作中存在的不容忽视的问题。为农民增加了不应有的经济负担。 1、挪用集体农业贷款。有个村以购买水利器材名义向农行乡营业所贷款3000元,村领导却用了这笔钱,为村组干部办理了人身养老保险。村组干部换届,新的村领
The author recently went to the countryside for investigation. A rural business office of Agricultural Bank, through legal means and legal procedures, sued the township people’s courts according to law for loans that were overdue in the agricultural loans of the township and recovered a considerable part of the collectives through the force of law Agricultural precipitation loans. Although the loan collection and loan according to law has achieved good results, some problems that can not be ignored in rural economic work have also been exposed. Increased farmers unnecessary economic burden. 1, misappropriation of collective agricultural loans. There is a village to buy water equipment in the name of Agricultural Bank of China Township Office lending 3,000 yuan, the village leaders have used the money for the village cadres handled personal endowment insurance. Village cadres change, the new village leaders