投资连结保险简称投连险,其正式名字是“变额寿险”。投连险是一种新形式的终身寿险产品,它集保障和投资干一体。保障主要体现在被保险人保险期间意外身故,会获取保险公司支付的身故保障金,同时通过投连附加险的形式也可以获得重大疾病等其他方面的保障。投资方面是指保险公司使用投保人支付的保费进行投资,获得收益。投连险的主要特点:①强调客户资金的投资功能。②投连产品当中可包含多个不同类型(根据投 Investment linked insurance referred to as investment even insurance, its official name is “variable life insurance ”. Investment-linked insurance is a new form of life-long product, which integrates security and investment. The guarantee is mainly reflected in the accidental death of the insured person during the insured period, which will obtain the death benefit money paid by the insurer, and also may obtain other protection such as a serious illness through the investment of additional insurance. Investment refers to the insurance company to use the insurance premium paid by the insurer to invest in gain. Investment linked to the main features of insurance: ① emphasize the investment function of customer funds. ② cast even products which can contain multiple different types (according to vote