一、中小企业融资难的成因分析企业融资大致可分为内源融资和外源融资,其中内源融资主要是业主的自有资金和企业生产经营产生的利润,而外源融资的方式比较多,包括发行股票或债券向社会筹集资金,向银行借款取得资金以及从销货方获得商业信用等。对于大企业来说,它们可以采取多种 First, the causes of SME financing difficulties Corporate finance can be divided into internal financing and external financing can be divided into, of which internal financing is mainly the owner’s own funds and profits generated by the production and operation of enterprises, and more ways of external financing , Including the issue of shares or bonds to raise funds for the community, to borrow money from banks to obtain funds and obtain commercial credits from the seller. For big business, they can take many kinds